Effective Date: January 01, 2026

These Terms and Conditions (“Terms”) govern your use of the website https://ahaspros.com/ (the “Website”) and any services provided by American Hispanic Associated Services (AHAS Pros) (“we,” “us,” or “our”).

By accessing this Website or using our services, including SMS communications, you agree to these Terms. If you do not agree, please do not use our Website or services.

1. Description of Services

AHAS Pros provides a range of professional services, including but not limited to:

• Tax preparation and filing
• ITIN application assistance
• Insurance services
• Loan and financial assistance
• Business support services

Information provided on the Website is for general informational purposes only and does not constitute legal, financial, or tax advice.

2. No Professional Advice Disclaimer

While we provide assistance with financial, tax, and insurance services, all information on this Website is general in nature.

You should consult a licensed professional before making financial or legal decisions. Use of this Website does not create a client-provider relationship unless formally agreed upon.

3. User Responsibilities

By using this Website, you agree:

• To provide accurate and complete information
• Not to submit false, misleading, or fraudulent information
• To use the Website only for lawful purposes
• Not to interfere with Website functionality or security

4. Appointments and Service Engagement

Submitting a form or inquiry does not guarantee service availability.

A formal service relationship is established only after:

• Confirmation from AHAS Pros
• Completion of required documentation
• Agreement to applicable service terms or fees

5. Payments and Fees

Fees for services will be disclosed prior to engagement.

By agreeing to services:

• You agree to pay all applicable fees
• Payments may be non-refundable unless otherwise stated
• Additional fees may apply depending on service complexity

6. SMS Communications

If you opt in to receive SMS communications, you may receive:

• Appointment confirmations and reminders
• Service updates and notifications
• Important account-related messages

Message frequency may vary.
Message and data rates may apply.

SMS messages are not used for third-party marketing purposes.

7. Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

• STOP – to unsubscribe
• HELP – for assistance

You may also contact us directly at (530) 600-4025.

8. Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

9. Intellectual Property

All Website content, including text, graphics, logos, and design, is the property of AHAS Pros and is protected by applicable intellectual property laws.

You may not copy, reproduce, or distribute content without prior written permission.

10. Limitation of Liability

To the fullest extent permitted by law, AHAS Pros shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

• Use of or inability to use the Website
• Errors or omissions in content
• Service delays or interruptions
• SMS communication failures

11. Third-Party Services

Our services may involve third-party providers such as:

• Financial institutions
• Insurance carriers
• Government agencies

We are not responsible for the actions, policies, or decisions of third-party providers.

12. Privacy Policy

Your use of this Website and services is also governed by our Privacy Policy, available at:

https://ahaspros.com/privacy-policy

13. Termination of Use

We reserve the right to restrict or terminate access to the Website or services at any time for:

• Violation of these Terms
• Fraudulent or unlawful activity
• Misuse of services

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict of law principles.

15. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised effective date.

Continued use of the Website constitutes acceptance of updated Terms.

16. Contact Information

American Hispanic Associated Services (AHAS Pros)

📍 3053 Harrison Blvd, Suite 202
South Lake Tahoe, CA 96150

📞 Phone: (530) 600-4025
📧 Email: info@ahaspros.com

🌐 Website: https://ahaspros.com/